Auto Insurance in South Carolina

Ingram Insurance Agency offers South Carolina residents auto coverage to meet and exceed the state minimum requirements. We provide insurance policies to protect them in liability and property damage cases after an accident.

South Carolina Auto Insurance

Ingram Insurance Agency offers auto policies that let motorists obtain insurance that meets or exceeds South Carolina auto insurance requirements. In South Carolina, you must carry at least a 25/50/25 policy.

Auto Liability Insurance

To drive legally on the roads of South Carolina, you must carry a valid auto liability insurance policy that covers you for bodily injury liability insurance, property damage liability insurance, and uninsured/underinsured motorists’ coverage. To meet the South Carolina law, you’ll need auto insurance in the amount of:

$25,000 for bodily injury per individual
$50,000 for bodily injury per accident
$25,000 for property damage per accident
25/50/25 for uninsured/underinsured motorist coverage

Bodily injury coverage pays for the individual’s medical costs, time lost from work, and rehabilitation, such as physical or occupational therapy. It also covers death. If you cause an accident that injures or kills someone, this insurance pays for their medical costs and provides a benefit to their family in the case of death.

Property damage coverage pays to repair or replace another person’s property when you damage it in an accident you caused. This includes another driver’s auto or motorcycle and real property, such as fences, walls, mailboxes, garages, etc.

An uninsured motorist policy protects you and your vehicle. It protects you if another driver causes an accident that damages your vehicle, but they flee the scene or carry no or too little insurance. It provides you with the same coverage for yourself and your vehicle that you purchase to protect the other individuals on the road. Most of these policies come with a $200 deductible.

You can add comprehensive and collision coverage to those minimum requirements. You can also tack on roadside assistance and car rental assistance to ensure you’re covered when there’s no accident, but car trouble precludes you from driving your vehicle.