Adding a swimming pool to your property is an exciting way to create fun memories and increase your home’s value. However, it’s important to consider the insurance implications. At Ingram Insurance in Cheraw, SC, we often get asked whether homeowners should notify their insurers about a new pool. The short answer is yes.

Why Your Insurer Needs to Know

A swimming pool is more than just a fun addition—it’s also a liability. Unfortunately, pools increase the risk of accidents and injuries, which makes them a concern for insurers. By informing your insurance company about your new pool, they can adjust your policy to provide the coverage you need. This helps protect you if someone gets hurt or unexpected damage occurs.

Additionally, a swimming pool often increases the replacement cost of your home. If something catastrophic were to happen, such as a fire or natural disaster, you’ll want your insurance to account for the added value of the pool when rebuilding or repairing your property.

The Risks of Staying Silent

Failing to notify your insurer about your pool could lead to significant headaches. If an accident happens and your insurer isn’t aware of the pool, they may deny your claim. To avoid this, it’s always better to be upfront.

Protect Your Home and Pool

A swimming pool can bring years of enjoyment, but it’s essential to stay proactive about your insurance coverage. If you’ve added a pool or plan to, contact Ingram Insurance in Cheraw, SC, today. We’ll help you ensure your policy is current so you can dive into worry-free fun.